Financial Tools

Financial Calculators

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  • Savings Growth

    Compare the growth of two or three investments over time.

    Calculate
  • Will the Money Last

    Estimate how long your savings will last by comparing two investment scenarios.

    Calculate
  • OAS Claw Back

    Estimate how much of your Old Age Security (OAS) may be clawed back based on your income.

    Calculate
  • CPP Take Early or Later

    Compare the value of CPP benefits if you take them earlier versus later.

    Calculate
  • TFSA Limit

    See how much you can contribute to your TFSA this year.

    Calculate
  • Tax Rates Ontario

    See current federal and provincial marginal tax rates based on your income.

    Calculate
  • Money Facts ON 2025

    See key 2025 contribution limits, tax rates, CPP benefits, and OAS pension amounts.

    Calculate
  • Dollar Cost Averaging

    See how investing a fixed amount at regular intervals can lower your average cost per share over time.

    Calculate
  • Final Tax Bite

    Estimate your estate’s tax liability at death with no surviving partner.

    Calculate
  • Mortgage Calculator

    Calculate your mortgage payment or loan amount and see how extra payments reduce interest and payoff time.

    Calculate
  • Pay Down Debt or Invest

    Determine whether you should pay down debt or invest extra money.

    Calculate
  • Magic of Compounding

    See how compounding, earning "interest on interest", accelerates investment growth.

    Calculate
  • RIF Payments

    Calculate your RRIF payments and how long your funds may last.

    Calculate
  • Pay yourself first

    See how setting aside a percentage of your income can build wealth over time.

    Calculate
  • Life Insurance Needs

    Estimate how much life insurance you need to protect your family’s financial security.

    Calculate
  • Estate Planning Checklist

    Assess the status of your estate plan with a helpful checklist.

    Calculate
  • Cost of Waiting

    See the cost of delaying your investment.

    Calculate
  • When Will I Become a Millionaire

    Estimate how long it will take to save one million dollars.

    Calculate
  • FHSA Calculator

    Compare two scenarios to see how much you can save towards your first home with a First Home Savings Account.

    Calculate
  • RESP (CESG Advantage)

    Calculate the impact of the CESG on your RESP growth.

    Calculate