Financial Tools

Download our Personal Records Organizer

Our Personal Records Organizer keeps all your essential information in one secure place, giving you and your loved ones peace of mind when it matters most.

Financial Calculators

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  • Savings Growth

    Compare the growth of two or three investments over time.

    Calculate
  • Will the Money Last

    Estimate how long your savings will last by comparing two investment scenarios.

    Calculate
  • OAS Claw Back

    Estimate how much of your Old Age Security (OAS) may be clawed back based on your income.

    Calculate
  • CPP Take Early or Later

    Compare the value of CPP benefits if you take them earlier versus later.

    Calculate
  • TFSA Limit

    See how much you can contribute to your TFSA this year.

    Calculate
  • Tax Rates Ontario

    See current federal and provincial marginal tax rates based on your income.

    Calculate
  • Money Facts ON 2025

    See key 2025 contribution limits, tax rates, CPP benefits, and OAS pension amounts.

    Calculate
  • Dollar Cost Averaging

    See how investing a fixed amount at regular intervals can lower your average cost per share over time.

    Calculate
  • Final Tax Bite

    Estimate your estate’s tax liability at death with no surviving partner.

    Calculate
  • Mortgage Calculator

    Calculate your mortgage payment or loan amount and see how extra payments reduce interest and payoff time.

    Calculate
  • Pay Down Debt or Invest

    Determine whether you should pay down debt or invest extra money.

    Calculate
  • Magic of Compounding

    See how compounding, earning "interest on interest", accelerates investment growth.

    Calculate
  • RIF Payments

    Calculate your RRIF payments and how long your funds may last.

    Calculate
  • Pay yourself first

    See how setting aside a percentage of your income can build wealth over time.

    Calculate
  • Life Insurance Needs

    Estimate how much life insurance you need to protect your family’s financial security.

    Calculate
  • Estate Planning Checklist

    Assess the status of your estate plan with a helpful checklist.

    Calculate
  • Cost of Waiting

    See the cost of delaying your investment.

    Calculate
  • When Will I Become a Millionaire

    Estimate how long it will take to save one million dollars.

    Calculate
  • FHSA Calculator

    Compare two scenarios to see how much you can save towards your first home with a First Home Savings Account.

    Calculate
  • RESP (CESG Advantage)

    Calculate the impact of the CESG on your RESP growth.

    Calculate

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